Insurance Benefits

EIA members have access to special insurance programs. Since the 1980's the Environmental Industry Associations has sponsored a top of the line Casualty Insurance Program for waste service companies of all sizes and types, one for auto liability and workers compensation, a second for pollution legal liability landfills and closure/post closure care. Our objective has been to provide:

• A Stable Market, utilizing a premier insurance market (A+ or better AM Best Rating);

• A Benchmark Program, incorporating comprehensive coverages required by the industry in the best possible package;

• Access By Local Agents, to allow for continuation of important local, face to face service for participants;

• A Competitive Program, to assure the industry of competitive premiums over the long haul

• A Resource Base to improve the loss performance of the industry through our insurance partnerships.

We are teamed with AmWINS Program Underwriters, which serves as Managing General Agent for Zurich North America, in offering this program to the industry through independent agents and insurance brokers. To access the program, have your agent contact:

AmWINS Program Underwriters
355 North 21st Street
Camp Hill. PA 17011
Program Executive: Keith George, Managing Director
Phone: 1-717-214-2800
Direct Dial: 1-717-214-7603 or 1-877-552-3772
Fax: 1-717-214-2801
E-Mail: keith.george@amwins.com

There are two major elements in the EIA Property/Casualty Insurance Programs. Your agent/broker can request a quotation directly from Americana Program Underwriters, Inc., by clicking on the links below.

Waste Service Company Program	- Solid waste haulers - Septic service companies - Used oil collection and transportation - Medical waste haulers and treatment facilities - Transfer station operators - Recycling operations - Landfills	- Aggressive premium pricing - Available program coverage's include Auto Liability, Physical Damage, General Liability, Workers’ Compensation, Umbrella Liability, and Environmental Impairment - Flexible coverage terms and conditions - Dedicated underwriting and servicing staff - Umbrella limits of up to $10 million - Expert claims handling - Simple application process
Waste Industry Pollution Program	- Non-Owned Disposal Sites - Transfer Stations - Recycling Centers - Vehicle & Equipment Maintenance - - Facilities - Vehicle & Equipment Yards - Bailing Facilities	- $1,000,000 basic limit (higher limits are available), deductibles starting at $5,000 - Natural resources damage is defined and covered - Mediation deductible credit of up to $25,000 available - Worldwide territory - Automatic 30 day Extended Reporting Period (ERP) and option to purchase up to a three year ERP is available - Coverage for "emergency actions" taken by the insured - Deductibles and "pay on behalf" wording, rather than SIR and "indemnity" wording - The WIPP policy can be endorsed to meet mandatory financial responsibility guidelines for regulated facilities.